How Do Cashback Sites Work?

Cashback sites are gaining more and more popularity, such as Quidco and TopCashBack. These cash back websites offer a cash reward when you click through from their website to go onto buy goods and products for things like electronics, fashion items, gifts and even loans. Online stores such as Topshop or John Lewis, mobile phone companies and car insurance companies to name a few, affiliate themselves with certain cashback websites.

How Does a Credit Limit Work?

A credit limit is the maximum amount of money you have been assigned to spend on your credit at any given time, which varies between person to person. Essentially, a credit card is a kind of loan in itself.

Ways to protect yourself from online fraud

More and more people are making purchases online in the UK, as well as opting for email over traditional paper post. This naturally means that the risk of online fraud is very real and more so than ever before.

How to use comparison websites effectively

When looking for services and products like mobile phones, insurance or short term loans, your first port of call is usually a comparison website, especially since there are so many and they advertise heavily on TV and radio.

FCA Review of High Cost Consumer Credit July 2017  

The Financial Conduct Authority (FCA), who are responsible for regulating the high-cost short term lending market, have completed their review of high-cost credit, which includes the payday loans market. Today, they confirmed the regulation of payday lending has delivered substantial benefits to consumers.