Payday Loans Offer Access to Fast Cash When You Need It Most

Even the most carefully planned and balanced budget will experience some challenges along the way. There is no possibility you can plan for everything in life, and sometimes you just need a simple little infusion of cash, quickly and without hassle. Payday loans can offer you the perfect answer, and you can connect to a variety of options with one simple application here at UncleBuck.co.uk.

We are not direct lenders at UncleBuck.co.uk, so we do not provide payday loans ourselves. Instead, we partner with the best providers available, selecting each based on their adherence to our own high standards of customer service, and we broker their services to you. The result is you can complete one simple application in about five minutes, and your request goes before all the best payday loan providers in seconds.

When you are qualified, you’ll receive an offer from our partners in minutes. Choose to accept it, and you can enjoy the flexible efficiency of payday loans for any purpose.

What are Payday Loans?

Payday loans are short-term loans for (typically) small amounts that people will use between paychecks. They require much less scrutiny on your credit rating than a traditional loan does, and they can be secured much more quickly. Other benefits people enjoy with payday loans include all of the following:

  • Use for any purpose – Unlike most bank loans, a payday loan has no predetermined use attached to it. You can use the money however you see fit, which most people will take advantage of.
  • Not based on credit score – As stated above, a payday loan does not require a better than average credit score like a bank loan does. Even if your credit history has some challenges, you can still usually qualify for many payday loan options.
  • Get the amount you need – Unlike a lot of bank loans, you can get payday loans for smaller amounts as needed. So if there is a specific bill you need to handle, you don’t have to borrow more than the amount needed to cover it, and this can be very helpful in maintaining debt levels and paying down obligations more quickly.
  • Get as needed – Because they are simple, safe, flexible, and accessible funding options, many people will return to UncleBuck.co.uk to get payday loans whenever the need arises.

When you need a loan for any amount between £100 – 5000 that can be spent however you see fit, you are well served to look into the payday loans offered by the trusted partners of UncleBuck.co.uk.

How much would you like to borrow?

Representative Example: Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable).

Who Qualifies for Payday Loans?

If you are worried about whether or not you can qualify for a payday loan, you can probably relax. Most people will find it very easy to secure a payday loan with UncleBuck.co.uk, and here’s why.

As a broker, UncleBuck.co.uk is partnered with a variety of payday lenders and other financial partners. Together they offer a wide variety of different loan products, so your request for a loan is reviewed by the people who are the best suited to be able to help you.

Qualification for payday loans is not based solely on your credit history like a traditional loan would be. Instead, you are likely to be qualified when you have a solid, dependably steady income from a well-established job. Other specific requirements for payday loans include:

  • Applicants must reside in the UK and be over 18 years of age.
  • Applicants must show an ability to be able to repay the loan – meaning, you can’t be stretched completely thin financially when you apply.
  • Recipients must have an active bank account to receive a deposit and to administer payments from.

You can see that one of the reasons payday loans from UncleBuck.co.uk are so attractive to borrowers, is that our qualifiers are inclusive rather than being restrictive to the general public. We work hard to be able to provide as many solid and safe funding options as we can to qualified borrowers, and we are able to help many people in need.

Bad credit loans: If you have a damaged credit history, it is not an automatic disqualifier at UncleBuck.co.uk. We have helped many people with credit challenges, and we are ready to see what we can do for you.

Use for any need: Unlike a bank loan, our payday loans do not have any restrictions on use. You can spend the proceeds however you see fit, which is a plus in many situations.

Quick application process: Our application is online and will only take a few short minutes to complete. Better still, you get an answer while you are still on screen: and when approved, you have your money in hours, not days, weeks or even longer like a bank loan.

Safe and secure: our entire process was created to assist consumers in safely securing fast cash options when needed. We follow the guidelines put forth by the FCA regarding fair and honest treatment of all customers. We operate with transparency and a dedication to bolstering the situation of each individual.

Why Use Uncle Buck?

  • High Acceptance
  • Easy Application
  • Quick Decision
  • £5,000 Loans
  • Responsible Lenders
  • Repay Over 36 Months
  • No Hassle
  • No Guarantor
  • No Hidden Fees
  • No Paperwork
  • No Phone Calls
  • No Delays
  • UK Based
  • Poor Credit OK
  • Reputable Lenders
  • Established Broker
  • Fair Treatment
  • Instant Transfer

More Resources and Help

While we encourage anyone to get fast cash advances here when needed, we are also proponents of helping individuals to make better choices and build better credit. Luckily there are many resources in the UK that are here for this specific purpose:

  • The Moneyhelper site run by the government is an excellent resource for information about stabilizing and improving your credit profile. From calculators and budget planners to warnings about potential scams to sidestep, you can discover a wealth of valuable information here and all of it’s for free. It is impartial advice that you can access with your laptop or even using WhatsApp on your phone, and experts are standing by there to help answer all of your debt related questions.
  • On the Citizen’s Advice website, there is a large section dedicated to financial issues that is full of great information to access and absorb. You can find detailed information about financial planning, budgeting, handing issues and emergencies, and so much more. There are resources that clarify the differences between financial guidance and advice, with more links to all relevant answers and the tools and calculators you might need.
  • Privately owned sites like StepChange and National Debtline can also offer you a variety of impartial resources and detailed information about your debt and borrowing options. Use these sites to learn more about how different financial products work, and when they are going to be the best choice for you. Chat with experts or simply go here to read and absorb all you can on these important subjects.

When you are facing any kind of financial issue, it is important to stay focused and work quickly and smartly to remedy the situation. Using UncleBuck.co.uk and the resources above, you can find a new direction as well as the money you need right now to get wherever you are going!

Apply Now

How much would you like to borrow?

Representative Example: Rates from 49.9% APR to max 1333% APR. Minimum loan length is 1 month. Maximum loan length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).

Uncle Buck is a registered trading name of Chojin Ltd. Chojin Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 732880. Licensed by the Information Commissioners Office (registration number ZA214952).

Chojin Ltd is registered in England and Wales (Company number 07339611), with a registered office located at 241 Highland Drive, Loughborough, Leicestershire, LE11 2QF.