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Apply now and borrow up to £1000†
today, if approved funds can be transferred
in as little as 15 minutes of final approval‡

New customers can apply to borrow up to £500†

If you don't repay on time you may incur extra costs:

Default Interest

0.8% per day on the outstanding principal if your loan is still in arrears at the contractual end date subject to the application of the rate cap.

Missed payment fee

£5 per instalment If still outstanding after 7 days (maximum £15)

For more information on the benefits and risks of an instalment
payday loan from Uncle Buck, click here.

Representative Example

If you borrowed £300 for 86 days you would repay £434.01 in total in 3 equal monthly payments of £144.67. Interest charge £134.01. Interest rate 292% pa (fixed). Representative 1308.1% APR Repayments are assumed at day 23, day 51 and day 86

Customer Reviews

See more reviews from verified Uncle Buck customers at TrustPilot.com **

Uncle Buck Finance LLP

Uncle Buck Finance LLP is one of the UK’s leading short term instalment payday loan providers with a fully operational UK customer service team. We are a direct instalment payday loan lender so you know where you are with us! Contact details for Uncle Buck Finance LLP are clearly displayed on our Contact Us page. We are an established short term lender that has been in the payday market for a while now, so we know what our customers like and dislike about our services and we do value customer feedback on our service.

We provide small sum, short term instalment payday loans to cover life’s unexpected emergencies. Small sums of money borrowed (payday loans), over a short term such as three months can really help you out of a tight spot and help get your finances back on track. Our product is not suitable for longer-term borrowing and is not a solution if you are in financial difficulty. If you are experiencing financial difficulties, our website provides contact details for a number of debt management charities that can assist you and provide free, confidential and impartial debt advice. We support the Good Practice Customer Charter through our trade association and a copy of the Charter is displayed on our website. We consider ourselves a responsible instalment payday loan lender and we like our customers to be responsible payday loan borrowers. Used wisely, instalment payday loans of this type can smooth your cash flow and make dealing with unplanned expenses much less stressful.

Our online application form is straightforward, and you can apply for your proposed loan when it suits you. All loan applications are subject to final checks and are subject to status and assessment of affordability. This means we can’t lend to everyone that applies. Our customer service team are available during working hours to answer any questions you may have. If we need to check more details with you, we will communicate our progress via email and attempt to contact you during working hours.

We assess every instalment payday loan application carefully, because as much as we want to be able to help you out with funding, we want you to be able to repay your loan comfortably. More information on the application process and how we lend responsibly can be found on our website. Uncle Buck is transparent in providing information to applicants for its instalment payday loan product to help you decide if this type of short term instalment payday loan is right for you.

Please note

†All loan offers are subject to credit worthiness and affordability checks.  New customers can apply to borrow up to £500, existing customers can apply to borrow up to £1,000

‡ If your application is approved, funds are transmitted every 15 minutes between the hours of 08:00 to midnight 7 days a week! If your bank does not support Faster Payment then funds may take up to 3 days to reach your account

If you need larger sums of money, or need to repay over a longer term, or your financial need is not immediate, then an instalment payday loan might not be the best option.

If you are late with, or miss an instalment repayment, we may charge you a missed payment fee of £5 per instalment totalling a maximum of £15. If your loan is still in arrears at the contractual end date and you do not communicate with us, default interest may also be applied subject to the application of the rate cap as we have to do extra work to get in touch with you. These charges are clearly displayed on our website and in the loan documentation you will be shown if we provisionally accept your application.

As a provider of high cost short term credit, we will not charge you more than 0.8% interest per day on the outstanding principal, we will not charge you more than £15 in default fees and, even if you do not repay on time, you will not be required to repay in total more than twice the amount you borrow. Before taking out an instalment payday loan, you should always think carefully about whether you need to borrow at all, and whether this type of credit is right for your needs at this time. But, if this type of credit meets your needs then we would be happy to assist with your instalment payday loan application.

If Uncle Buck Finance LLP is unable to offer you a loan, and you have provided your express consent during the application process, your details may be shown to trusted third party intermediaries who will try and source an alternative direct lender for you. In this regard Uncle Buck Finance LLP is itself acting as an introducer and will receive a commission directly from the intermediary following a successful introduction. Further details about how we use your information can be found within the Keeping you Informed section of our privacy policy.

For more information on the benefits and risks of an instalment payday loan from Uncle Buck, click here.

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