How much money would you like? *

When do you get paid?

My Repayment

1st Repayment*

2nd Repayment*

3rd Repayment*

Loan Amount
Total Repayment
= £0
*First time borrowing limited to £500. Exact repayment amounts and interest may change slightly subject to your pay date. Exact figures are provided in your loan documentation once your information has been input.
Representative Example
Loan Amount (for 6 months)
Five Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1253.4% APR

Short Term Loans up to £1,000

As a direct lender, Uncle Buck can offer short term Payday Loans up to £1,000. Take control by choosing how much you wish to apply to borrow, for how long and select your pay frequency; monthly repayments will be set to your pay dates allowing you to spread repayment over monthly instalments.

We are a short term loans lender that has been trading since 2004 and are fully authorised by the Financial Conduct Authority. Our loans are designed to cover emergency expenses, and the amount you can borrow is subject to your credit history and affordability.

Customers can apply for a short term loan online 24 hours a day and 7 days a week, including weekends. Our customer service opening hours are Monday to Friday from 9am to 6pm and on Saturdays from 9am to 3pm.

Online applications can be made 24/7. Upon completing the application, you will receive a provisional decision straight away and if your loan is approved, the funds will be transferred to your account within 15 minutes. We process payments daily between the hours of 7am to 7pm, so you get access to the funds you need as quickly as possible. If your application is approved after 7pm, funds will be sent the following day.

Find Out More

8/10 based on 1130 reviews

Not sure as of yet..

"I have just signed up for a loan with UBF and was approved, However i have not had an email or any correspondence back. I’ve tried to log in on the website however i dont have a security code, i dont know what to do from here on.."


Keeping those customers happy means …

"Keeping those customers happy means being responsive to their needs and wants. A good customer service experience can turn a one-time customer into a lifelong repeat customer. People like to share their good experiences. Excellent customer service can turn into positive word of mouth."

Abul Nasir

Excellent service friendly and helpful …

"Excellent service friendly and helpful treat you with respect would recommend to anyone"

andrew park

Needed money quickly when my car was …

"Needed money quickly when my car was off the road and I got it Thanx Uncle Buck"

Paul Cummins

I’ve a really poor credit history from …

"I’ve a really poor credit history from my past, I didn’t think I would be accepted at all and these gave me that chance without judgement. The application was so straight forward and quick! All online, I didn’t even have to speak to anybody and the money was in my account almost instantly. Interest rates are fab too. Thank you uncle Buck for putting your trust in me I will definitely use this company again if ever I need somewhere to turn I’m just grateful for the chance to prove myself , very very happy !"

Theresa cogan

Very good acceptance for bad credit

"Very good acceptance for bad credit customer service is brilliant I had messed up the dates they was quick to change the date with out any late payment most loan companies don't change the date or want extra fee's for changing it"

Harry Lloyd

Easy to use and good service

"Easy to use and good service"

Brian Noble

Very happy with the services I received.

"At first I was very hesitant as there are a lot of fake loan companies out there but I decided to give it a try and I'm really glad I did as I received the loan within minutes after my application was completed. If I ever find myself in another financial situation where I need a short term loan I will definitely be using uncle buck. Thanks uncle :)"

Sharna rose

A list service

"A list service. Process of obtaining loan very quick."


Excellent service no reservationsLzl

"Excellent service no reservations. I would recommend this compamy to anyone."

Chridtine Stammers

Easy and quick

"Easy. No fuss no mess. I don’t trust a lot of these sites but would happily recommend."

Chantelle Mclaren-Smith

Can't groan about my loan

"I had to call customer service to pay my loan off early, I would like to see that feature added to the website for ease of use, but thats not a negative point. No problems at all, would be happy to use again. Getting 5 pound cash back in a week too, nice.."


my reloan was refused

"applied for a reloan but you refused will not bother you anymore paid back my loan on time without any problem. mr lewis. I can see that you have no comment on this review. but can only see that you reply on only good comments about yourselves."


due to the current attitude of the main …

"due to the current attitude of the main stream banks i would like to thank uncle buck for stepping up to the plate and helping out us little guys thanks uncle buck have and would recommend again to family and friends cheers again"

rory pitcher

Fantastic Service! 😀

"Easy, friendly and very helpful!"

Julie Perkins

Great service...cannot fault...

"Great service...cannot fault...and they monitor your borrowing so you dont repeatedly keep getting into debt which is good..."

Richard Thomas Jones

Good Short Term Lender

"Obviously short term loans have bad APR% but uncle buck is fairly lower then rest I’ve seen, best part is the website lay out, makes it clear before you proceed."

Frankie Holland

Excellent service

"Excellent service and would be happy to use there service again thank you ."

Barbara Campbell

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