With our six-month loans, you can be prepared for life’s little emergencies. Uncle Buck is dedicated to providing you a helping hand when you need it most by allowing you to clearly see upfront, how much the loan would cost and the amount to repay in 6 regular installments..

But how long will it take?

With Uncle Buck, you can expect industry-leading speed of service, from the initial application stage to the funds being deposited into your account. Our online loan application is 100% online and mobile-friendly, meaning you can apply directly from your phone and receive a provisional decision in minutes. In fact, if you’ve been approved, funds can usually be in your account within one hour – subject to processing from your individual bank.

Six Month Loan!


My Repayment

Amount borrowed
Total Repayment Amount
Monthly Repayment
No. of Repayments

Representative Example

Loan Amount (for 6 months)
Five Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1253.4% APR

Peace of Mind

Here at Uncle Buck, we understand that short term loans are not always everybody’s first choice and that’s why our vision is to be the name that people trust, by combining the intelligent use of technology with exceptional customer service. If you’ve hit a roadblock in your finances; perhaps there’s a surprise family event or the car has broken down and it’s more than you were expecting, we’re here to help.

While we can’t offer “loans with no credit checks,” our six-month loans can offer you  complete clarity on what you’re expected to pay, when you need to pay it, and exceptional customer service to support you at any stage in your six-month loan plan.

How the Repayments Work

Our short-term loans are repaid in almost equal instalments. With similar amounts to pay each month, it makes life easier as you know how much you are repaying each month and can budget for it accordingly.


Example: Borrow £400Repayment 6 monthRepayment 4 month
Month 1£132.43£166.37
Month 2£132.43£166.37
Month 3£132.43£166.37
Month 4£132.43£166.37
Month 5£132.43
Month 6£132.43

Can I repay my loan early?

Circumstances change, which is why we at Uncle Buck allow you to repay your loan early, at any time. All you need to do is contact our customer service team on 01959 543400, Monday to Friday from 9am to 6pm or Saturday from 9am to 3pm, and a friendly member of the team will guide you through the process and inform you of exactly how much you need to pay. In some instances, you may also be eligible for a rebate of interest.

Our Commitment to responsible Lending

Uncle Buck is authorized and regulated by the Financial Conduct Authority (FCA) and we are fully committed to responsible lending and treating customers fairly. Our site is located on a secure server meaning that your personal information is held securely and confidentially. We do not charge any fees for applying and will not pass on your details to any other companies without your permission.

We aim to provide lending solutions that are transparent and clear in relation to costs and consequences, take steps to ensure we lend responsibly and customers borrow responsibly, ensure customers are aware of the costs and consequences of non-payment and conduct regular reviews on customers’ accounts to ensure they are not becoming dependent on short term credit needs to meet their day to day expenditure. We deal with genuine cases of arrears with understanding and forbearance, taking a positive approach to assisting debtors to find solutions.

To support our commitment to manageable and responsible short-term loans, we run credit and affordability checks with each application. This helps us ensure that our loans are affordable and will not drive customers into financial difficulty.