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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Available without having to put up an asset, unsecured loans are instead based on your creditworthiness, but unlike with other lenders, we don’t reject an application solely on a poor credit rating. At Uncle Buck, we prefer to lend to those who we believe can afford our loans rather than simply basing our decision on previous lending history.

We offer four and six-month unsecured loans for poor credit of up to £1500, though borrowing limits for new customers may be lower. Our quick application process could also see the money transferred to successful applicants’ accounts within 15 minutes.

Looking to take out a poor credit loan but don’t feel comfortable putting up your home or vehicle to secure the money? Then our unsecured loans for people with bad credit could be the solution.

Unsecured Loans for People with Bad Credit

When you apply for one of our unsecured loans for bad credit, you can benefit from a range of advantages, including:

  • Unsecured loans for bad credit: If a loan from Uncle Buck works as an affordable option for you, then we believe that your bad credit shouldn’t be a factor in getting a hold of your money.
  • No guarantor: We don’t require you to have a guarantor when applying for a loan, so there’s no hassling family or friends to secure your money.
  • Easy-to-understand application: Our loan application process is designed to be as straightforward as possible, so you can apply for your cash without unnecessary delay.
  • Apply where and when you want: With our straightforward online application process, you can apply for a loan whether you’re out-and-about or at home.
  • Friendly customer support: Our customer support team are on hand to help with any inquiries you may have.

At Uncle Buck, we offer unsecured loans for people with bad credit to help with covering short-term unexpected expenses. Our loans are not designed to be used as a long-term financial solution or to pay-off pre-existing debt.  You should also consider whether there are other, more suitable, options available to you.

Unsecured Loans for Bad Credit

Best Unsecured Loans for Bad Credit

At Uncle Buck, we offer unsecured loans for poor credit with a simple, straightforward application process. When you apply with us, we ask a number of questions regarding your identity, employment, residency, status, income and expenditure alongside your current banking details. Once we have your information, we can run the required affordability checks to see whether one of our unsecured loans for bad credit is a suitable option for you.

We also ask that before you apply for one of our unsecured loans for bad credit you fulfil the following criteria:

  • Are over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which a salary is paid
  • Have a valid email address and a working mobile phone
  • Not currently be in or anticipating entering a debt management plan, Individual Voluntary Arrangement or under any bankruptcy proceedings

Misuse of our unsecured loans for poor credit may lead to serious financial difficulties. If you require help with a longer-term financial issue, then there may be better options available to you.

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for one of our unsecured loans for poor credit today, click the Apply Now button.

If you have any questions regarding our unsecured loans for people with bad credit, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.