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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

When faced with an unexpected emergency, such as a broken-down boiler, resolving the issue urgently is often incredibly important, but if you can’t afford the expense, what can you do?

The answer could be with one of our quick unsecured loans.

Small Unsecured Loans Instant Decision

Unlike with a secured loan, quick unsecured loans don’t require an asset, such as a home or vehicle, to guarantee your money. Instead, unsecured loans are offered dependent on your creditworthiness and ability to repay the amount borrowed with interest.

Here at Uncle Buck, we offer four and six-month small unsecured online loans of up to £1000, though amounts may differ for new customers. There’s also no need to worry about unnecessary delays when you apply with us, as our small unsecured loans instant decisions ensure there’s no unnecessary waiting around for a decision.

Small Unsecured Loans UK

Small Unsecured Loans Online

Interested in applying for one of our small unsecured loans online? Then we can help with our straightforward application process available on either mobile, tablet or desktop. When you apply with Uncle Buck, there are a number of questions we must ask regarding:

  • Residency
  • Employment
  • Income
  • Expenditure
  • Banking details

These questions allow us to run the relevant affordability and credit checks to ensure that an unsecured loan from Uncle Buck works for you.

To be considered for one of our small unsecured loans, applicants must also fit the following criteria:

  • Be over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which a salary is paid
  • Have a valid email and a working mobile phone
  • Not currently in debt management, individual voluntary arrangement or under any bankruptcy proceedings

At Uncle Buck, our small unsecured loans are designed to help with covering unexpected emergencies. Our loans are not intended to be used as a long-term financial solution or to help with paying-off pre-existing debt.

Quick Unsecured Loans

When you choose Uncle Buck for a small unsecured loan online, you could take advantage of a range of great benefits, including:

  • Small unsecured loans for bad credit: Don’t let bad credit put you off applying. At Uncle Buck, we prefer to lend to those who can afford our loans rather than basing our decision entirely on your borrowing history.
  • No guarantor required: With our no guarantor unsecured loans, you can apply without having to ask family or friends to help secure your money.
  • Small unsecured loans online: Whether you want to apply via mobile, tablet or desktop, with our online application process you can apply wherever you are.
  • Small unsecured loans instant decision: With our small unsecured loans instant decision, successful applicants could have their cash transferred to their account within 15 minutes.
  • UK based customer service team: Our friendly, UK-based customer service team are available to help answer any questions you may have.

A small unsecured loan from Uncle Buck should only be used help manage short-term cash flows. If you require a loan for other means, then there may be better, cheaper alternatives available to you.  Missed/late payments may attract additional default fees and charges.

At Uncle Buck, we’ve been offering quick unsecured loans since 2004 to borrowers from across the UK. To apply for one of our small unsecured loans today, click the button.

If you have any questions regarding our unsecured loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call today on 01959 543 400. We are open from Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.