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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Whether it’s the boiler breaking down or the car suddenly requiring urgent repairs, at one point or another we’ve all faced an unexpected emergency. Having to pay off these unexpected expenses can be annoying, but when you don’t have the money available to cover the costs, what options do you have? You could try struggling on until payday at the end of the month, or you could apply for a small payday loan to help manage the issue today.

Small Payday Loans Direct Lender

Searching for a small payday loan to manage an unexpected expense? Then Uncle Buck can help with loans of up to a £1000. Available for periods of either four or six months, our loans have clear and transparent repayment costs, so you always know exactly what you owe.

As a direct lender, our small loans come directly from ourselves, so you can be assured that we won’t pass on your details to other lenders.

At Uncle Buck, we provide small payday loans to help with covering short-term expenses. Our loans are not however intended for long-term financial issues or for managing pre-existing debt.

Small Payday Loans Stacked Coins with Clock in Background

Small Payday Loans Bad Credit

Looking to apply for a small payday loan today but worried your poor credit score might affect your chances of being approved? That’s not an issue with our small payday loans for bad credit. At Uncle Buck, we prefer to base our decision on the affordability to you, rather than on a credit score that might not accurately reflect who you are as a borrower.

Though it isn’t simply small payday loans for bad credit that you could take advantage of. When you apply with us to take out small loans, you can also benefit from:

  • No Guarantor Loans: With our no guarantor loans, you can apply without having to hassle family or friends to help secure your money.
  • Straightforward Online Applications: Apply at home or on the go with our straightforward online applications available on mobile, tablet and desktop.
  • Friendly Customer Support: Questions about our small payday loans? Then our friendly UK-based customer service team can help.

Small Payday Loans UK

Interested in applying for a small payday loan with Uncle Buck today? Our online applications ensure for a straightforward process without any unnecessary delays. To make sure that a short-term loan works as an affordable option for you, we simply ask a number of questions regarding:

  • Identity
  • Residential Status
  • Current Employment
  • Income
  • Expenditure
  • Banking Details

Once we’ve collected the relevant information, we can then carry out the required affordability and credit checks to ensure that an Uncle Buck loan works for you.

To be approved a loan, applicants must also fulfil the following criteria:

  • Be over the age of 18
  • Be in employment
  • Be a UK resident
  • Have a UK bank account into which their salary is paid
  • Own a working mobile phone and have a valid email address
  • Not currently be in or anticipating entering debt management, Individual Voluntary Arrangement or under any bankruptcy proceedings

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for a small payday loan today, click the Apply Now button.

If you have any questions regarding our small payday loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.