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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Struggling to afford that bill you’ve forgotten? Car in need of urgent repairs but can’t entirely cover the costs? Then applying for a short-term loan could be the answer. With so many different lenders on the market, though, how do you know who offers the best short-term loans? Well, we at Uncle Buck can help.

Short-term Cash Loans for Bad Credit

Woman needs cash now for bills

When it comes to lending, we base our decision on whether an Uncle Buck loan would work as an affordable option for you, rather than basing our decision on your borrowing history. So if you’re looking for short-term cash loans for bad credit today, we could help.

Our short-term cash loans for bad credit are straightforward to apply for, and if successful, the money could be transferred to your account within 15 minutes. We offer short-term loans of up to £1,000 for successful applicants; first-time borrowing limits may be applied.

Our short-term loans are designed solely to help with covering unexpected short-term costs. If you require a loan for other expenses, then there may be other, cheaper financial alternatives available more suitable for your needs.

Short-term Cash Loans UK

Are you searching for the best short-term cash loans for bad credit? Then we can help.

Our application process is designed to be as straightforward as possible, so we can quickly assess the affordability of one of our short-term loans to you.

When applying for our short-term cash loans, we simply ask for information regarding your employment, residency, income and expenditure alongside your banking details.

Before beginning your application, we ask that you check to see whether you are eligible for a loan by ensuring that you fit the following criteria:

  • Over the age of 18
  • A UK resident
  • In employment
  • Have a UK account into which a salary is paid
  • Have a valid email address and a working mobile phone
  • Not currently be in or anticipating entering a debt management plan, individual voluntary arrangement or under any bankruptcy proceedings

Short-term Quick Cash Loans

When you apply for one of our short-term cash loans, you can also take advantage of a number of other great benefits including:

  • Available for those with bad credit: At Uncle Buck, we don’t discriminate against those without a perfect credit rating. Which is why we offer short-term cash loans for bad credit as we prefer to decide on whether our short-term loans work as an affordable option to you.
  • No guarantor required: Our short-term quick cash loans don’t require a guarantor, so you can apply without having to ask a family member or friend to help secure your loan.
  • Straightforward application: Our application process is designed to be as simple as possible, so there’s no unnecessary delay in getting your money.
  • Apply whenever, wherever: Available to apply for online via mobile, tablet and desktop, our short-term quick cash loans are a convenient way of getting a hold of money wherever you may be.
  • Friendly customer support: Our UK-based customer support team are here to help you resolve any queries you may have.

Our short-term quick cash loans are intended to help manage short-term cash flows and never as a long-term financial solution or as a means of paying off pre-existing debt.

At Uncle Buck, we’ve been offering short-term cash loans for bad credit since 2004 to borrowers from across the UK. To apply for one of our short-term quick cash loans today, click the Apply Now button.

If you have any questions regarding our short-term loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.