Looking for a payday loans direct lender in the UK but unsure of where to start? Then you’ve come to the right place as we’ll tell you what you need to know when taking out a short-term loan from a UK lender.
Payday Loans UK
There are many payday lenders across the UK all offering a variety of loans, but knowing which one might be best for you, and whether or not you may qualify, can be confusing. While a lender cannot guarantee whom they will lend to before they have completed the relevant credit checks, knowing what they look for could help to find out if you may be suitable for a payday loan.
When it comes to seeing if you are eligible for a payday loan, lenders will often look at two points:
- That you pass the relevant credit and affordability checks
- And that the lender is certain that the loan can be paid back
How to Apply for a Payday Loan in the UK
Acquiring a payday loan in the UK often involves completing an online form by entering your address, employment and banking details, as well as answering a number of questions via the lenders’ website. Once completed, the lender will run all the relevant checks before providing you with an answer as to whether or not you’ve been accepted for a payday loan.
Though it’s not just the payday lender that should be running thorough checks. When looking to borrow, always check that the lender has the following:
- Authorisation by the Financial Conduct Authority
- A registered UK address
- A UK number to contact should you have any enquiries
- A secure website
- That a credit check will be carried out as a part of your application process
Payday Loans from UK Lender
Borrowing from Uncle Buck is straightforward and, if accepted for a loan, the money could be transferred to your account within 15 minutes.
At Uncle Buck, we consider all those who fit the following criteria:
- In employment
- Over 18 years of age
- A UK resident
- Own a valid debit card into which their salary is paid
- Have a valid email address and mobile phone
- Not currently in debt management
Applying for a payday loan through Uncle Buck involves no paperwork and is completed entirely online, though we do sometimes need to call to confirm details.
Once we have received your information and carried out the relevant checks, we will provide you with a prompt answer as to whether or not you have been accepted for an Uncle Buck loan.
Since 2004, we at Uncle Buck have been committed to providing transparent loans and exceptional service to all our customers.
To find out how much you could borrow with Uncle Buck and whether your repayment is affordable, simply click the Apply Now button at the top of this page.
If you have any further questions, email us at firstname.lastname@example.org or call us on 01959 543400 during our opening hours of Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.
Our loans are designed for short-term use only and shouldn’t be used to manage existing debt. There may be other, cheaper, or more suitable, forms of credit available that meet your needs at the time.