Faced with an unexpected expense but falling just short of the costs until your next payday? Then same day payday loans direct lenders could help you to resolve your situation.

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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Why Payday Loans Direct Lenders?

At Uncle Buck, we are direct lenders, and as direct lenders, we offer short-term loans directly to you, the borrower.

Applying for a loan with a direct lender avoids having to use a broker – a third party that works by passing your details on to numerous other lenders. These lenders can then go on to run their own credit checks on you and contact you in regard to their loans.

Choosing payday loans direct lenders gives you a single point of contact. So if you do have any issues or questions, you know who to contact to resolve the problem. Uncle Buck’s products are also shown on price comparison websites which compare the costs of borrowing from payday loans direct lenders.

Payday Loans UK Direct Lenders

At Uncle Buck, we offer direct lender loans of four or six months for amounts of up to £1000 for new customers, if approved, and £1500 for returning applicants.

Not sure what to expect when you apply for an Uncle Buck loan? To start, we first ask you a number of questions regarding your:

  • Personal details
  • Current employment
  • Residence
  • Income
  • Expenditure
  • Banking details

Once we’ve collected your details, we can then run the relevant affordability and credit checks. These checks allow us to calculate whether a loan from us works as a suitable option for you.

To be accepted for one of our loans, applicants must also fit the following criteria:

  • Be over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which a salary is paid
  • Have a valid email and working mobile phone
  • Not currently be in or anticipating entering into a debt management plan, individual voluntary arrangement or under any bankruptcy proceedings

Instant Payday Loans

Instant Payday Loans Direct Lenders

Not sure why to choose Uncle Buck for your direct lender needs? Then our list of great benefits could help:

No guarantor required

When applying for a loan it can be tricky finding a family member or a friend to act as a guarantor to secure your money. That’s why we offer short-term loans that don’t require a guarantor to be accepted.

Available for bad credit

Is bad credit affecting your chances of being approved for a loan? With Uncle Buck, you could still be accepted for a short-term loan despite having a poor credit rating. When we lend to a customer, we prefer to make a decision based on the loan’s current affordability rather than on previous borrowing history.

Straightforward application process

We’ve devised an application process that’s set up to be as simple as possible to allow you to apply for a loan without interruption to your day.

Fast transfer

Looking for a loan to help cover an unexpected expense urgently? Our direct lender loans could be the answer. If successful, you could have your money transferred to your account within 15 minutes of being accepted.

Available online

We’ve made applying with us as flexible as possible with our online application process. Available to complete on mobile, desktop or tablet, our applications are simple to apply for whether you’re at home or on the go.

UK-based customer service team

We’re dedicated to giving our customers excellent service. Our friendly, UK-based customer service team are available to help with any issues that you may have with our loans.

As a direct lender, we offer payday loans designed to help cover emergency expenses with a four or six month repayment period. Our loans should never be used to pay-off pre-existing debt or help manage long-term expenses. If you do require a loan for a longer period of time, then there may be other cheaper, more suitable options available to suit your needs. Missed payments are reported to credit reference agencies and these records may be seen by other lenders.

At Uncle Buck, we’ve been offering loans since 2004 to borrowers from across the UK. If you’re interested in applying for one of our direct lender loans today, click the Apply Now button.

If you have any questions regarding our short-term loans, you can contact us at info@unclebuck.co.uk

Prefer to speak with a member of our friendly UK-based customer service team? Then call today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.