Apply Online Now!


Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Facing an unexpected expense that needs paying-off urgently but can’t quite afford the costs? Then a payday loan could resolve your situation without delay. However, such loans traditionally involve repaying the full amount owed back on your following pay date, which can create an additional financial burden.

So if you need help but are worried about the lack of flexible options, a pay monthly loan from Uncle Buck might be the answer.

Pay Monthly Loans Direct Lenders

Searching for pay monthly direct lender loans? We can help. As a direct lender, our loans always come directly from us, so there’s never any questions over who you are borrowing from.  We also ensure that all the costs and repayment dates are clearly set out when you apply, so you always know exactly what’s owed.

The online calculator on the homepage highlights how much you could apply for with Uncle Buck and what the costs of borrowing could be.

Interested in applying for one of our pay monthly loans?

Monthly Loans

With an Uncle Buck pay monthly loan, you could apply for up to a £1000 loan to help manage an unexpected expense. Borrowing limits are subject to creditworthiness and affordability checks. The maximum advance would only be offered where we can be reasonably certain that the repayments can be made in a sustainable manner.

Monthly Payments

Our straightforward repayment schedule allows you to pay back your loan in accordance with your pay frequency over a period of either four or six months to give you flexibility when borrowing.

Pay Monthly Loans Calendar

Pay Monthly Loans Bad Credit

Here at Uncle Buck, we know that your credit score might not be a true representation of who you really are as a borrower. So if you’re struggling with a less-than-perfect credit score, we can still help with our pay monthly bad credit loans. Basing our decision on the affordability of the loan rather than solely on your credit rating, our loans for bad credit could see you approved despite your borrowing history.

Loans for bad credit aren’t the only advantage to applying with Uncle Buck:

  • No guarantor loans: There’s no worry over having to ask a family member or friend secure your money with our no guarantor loans.
  • A straightforward application process: Our straightforward online application process has been designed for mobile, tablet and desktop, allowing you to apply when you need to, whether that’s at home or on the go.
  • Friendly customer support: Need help with our pay monthly loans? Then our UK-based customer service team are here to answer any questions you may have.

At Uncle Buck, we offer pay monthly loans for managing unexpected expenses. If you require help with a long-term expense or pre-existing debt, then there may be better, cheaper and more suitable options available to you. If you are in financial difficulty or our credit assessment indicates that you may struggle to repay the loan in a sustainable manner, we will not lend to you.

Looking to apply for a pay monthly loan with Uncle Buck? With our online application process, it’s simple. To be eligible, all applicants must first fulfil the following criteria:

  • Be over the age of 18
  • A UK resident
  • In employment
  • Have their salary paid into a UK bank account
  • Have a working mobile phone and a valid email address
  • Not currently in or anticipating entering debt management, individual voluntary arrangement or any bankruptcy proceedings

If you fulfil the required criteria, you could be approved a pay monthly loan simply by answering a few questions regarding your:

  • Identity
  • Employment
  • Residency
  • Income
  • Expenditure
  • Banking details

These questions allow us to gather the necessary information to run the relevant affordability and creditworthiness checks. These checks allow us to see whether an Uncle Buck loan could work as a suitable option for your needs.

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for a loan today, click the Apply Now button.

If you have any questions regarding our pay monthly loans, you can contact us today at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.