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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

When faced with an urgent and unexpected expense, first thoughts often turn to how quickly can this issue be resolved. Though when you can ‘t quite afford to cover the costs until you next get paid, what can you do?

You could try hanging on until the end of the month, or you could consider other options such as applying for a pay day loan with Uncle Buck to help resolve your issue today.

Pay day Loans UK

When you apply for a pay day loan with Uncle Buck, you can:

  • Apply for an amount of up to £1000
  • Borrow for either a four or six month period
  • Repay in instalments in accordance with your pay frequency

At Uncle Buck, we offer online loans to help manage short-term cash flow problems. Our loans are not intended to be used as a long-term solution or to pay off pre-existing debt. If you require help with another form of credit, then there may be cheaper, more-suitable options available to you.

Pay Day Loan Direct Lender

Unsure of whether to apply for a pay day loan with a direct lender or broker? When you apply for a direct lender loan, such as with Uncle Buck, you have the benefit of knowing:

  • Exactly who you are borrowing from, so should you have any problems, you always know exactly who to turn to.
  • That your details won’t be passed to other lenders, unlike with a broker (unless we cannot lend to you and you permit us to do so).

Pay Day Loans Pen and Paper Coffee Shop

Pay Day Loan Bad Credit

Here at Uncle Buck, we know that your credit score doesn’t necessarily depict an accurate picture of who you are as a borrower. So when it comes to deciding who we to lend to, we prefer to base our decision on the affordability of the loan rather than on a credit rating.  We want our customers to be able to repay what they owe without negatively affecting their financial circumstances.  We look at each request individually and will only offer a loan if doing so meets our obligations as a responsible lender.

Alongside offering pay day loans for bad credit, we also provide:

  • No guarantor loans: Available without the need for a guarantor, our loans allow you to apply without having to ask family or friends to help secure your money.
  • Straightforward application process: Designed for mobile, tablet and desktop, our easy-to-understand online loan applications ensure you can apply at a time that suits you.
  • Friendly customer support: Our UK-based customer service team are on hand to help with any questions you may have about our loans.

Apply for a Pay Day Loan

Need help resolving an unexpected expense today? Then Uncle Buck can try to help.

To apply, you first need to ensure that you fulfil the following criteria:

  • Over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which your salary is paid
  • Own a working mobile phone
  • Have a valid email address
  • Not currently be in or anticipating entering debt management, an individual voluntary arrangement plan or any bankruptcy proceedings

If you fulfil the above criteria, then you are welcome to apply for one of our pay day loans. We simply ask a number of questions to establish whether we believe that an Uncle Buck loan could work as a suitable, affordable solution for your needs.

If you fulfil the above criteria, you could be approved for a pay day loan dependent on the relevant affordability and creditworthiness checks. To carry out these checks, we simply ask you questions covering your:

  • Identity
  • Residency
  • Employment
  • Income
  • Expenditure
  • Banking details

This information allows us to run the required checks to help us to try and determine whether a pay day loan might work for you.

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for a loan today, click the Apply Now button.

If you have any questions regarding our pay day loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.