Here at Uncle Buck, we offer online short-term loans without a guarantor to allow you to get the loan you need without having to wait around. Our application process is simple, and if accepted, the money could be transferred to your account within 15 minutes.

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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

No Guarantor Loans

Are you after no guarantor loans, online? Then you’ve come to the right place. We offer no guarantor loans directly available online and require only a few straightforward questions. Our loans process is simple and can be applied for entirely through mobile, tablet or desktop, allowing you to apply at a time convenient for you. To find out if an Uncle Buck no guarantor loan is right for you, click the Apply Now button at the top of this page.

Our online loans are designed for short-term use only and shouldn’t be used to manage existing debt. There may be other, cheaper, or more suitable, forms of credit available that meet your needs at the time.

What is a No Guarantor Loan?

Online loans with no need for a guarantor

A no guarantor loan simply means that you do not require someone, such as a family member or friend, to guarantee the repayments of your loan should you fail to do so. A no guarantor loan comes with a variety of benefits, such as:

  • No reliance on others: There’s no hassling family or friends to act as a guarantor, allowing you to get that loan without delay.
  • It’s altogether a more straightforward process: As the loan agreement exists between just yourself and the lender, you are much more likely to get an immediate answer regarding whether your application has been successful or not. You should also have a clearer idea of your repayment plan and outcomes for missed payments, having had it all set out during your application process.

However, a no guarantor loan may not always be the right answer when looking to borrow. For those without a steady or provable source of income, a guarantor provides that extra level of safety should a repayment be missed.

Apply for a No Guarantor Loan Today

Applying for a no guarantor loan with Uncle Buck is simple and can be completed in a matter of minutes. Our handy calculator tool at the top of this page can show you how much you can borrow with a breakdown of the regular repayment costs, so you know that it’s affordable.

We simply ask a number of straightforward questions regarding address, employment, income, expenditures and banking details, and after running a number of quick checks, you could be given an answer of whether you have been accepted for an Uncle Buck loan immediately.

Offering online short-term cash loans since 2004, we at Uncle Buck pride ourselves on our commitment to responsible lending and our exceptional customer service.

To find out more, click the Apply Now button at the top of this page or contact our UK-based customer service team on 01959 543400. Just call during our opening hours of Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00 and a member of our team will happily help.