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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Whether it’s the car breaking down during a holiday or a problem with the boiler while you’re at work, applying for a loan to manage an unexpected expense while on the move is sometimes essential.

So wherever you might be, with a mobile loan from Uncle Buck, you could get the money you need to resolve your unexpected expense.

Mobile Loans UK

When it comes to applying for a mobile money loan, it’s not unusual to have questions. So to help, we’ve answered a number of your more common queries below.

What are Mobile Loans?

Mobile loans are exactly the same as short-term loans, it’s just that an emphasis is placed on the ability to apply anywhere with your mobile device.

Does Uncle Buck Offer Mobile Loans?

Yes, with Uncle Buck you can apply for our loans anywhere and at any time. Our loan application process is entirely online and can be completed on mobile, tablet or desktop. However, we may still need to call applicants in certain cases to verify some of the information provided.

Does Uncle Buck Offer Mobile Text Loans?

Unfortunately, we do not offer loans through a mobile text application. However, with our hassle-free online applications and quick money transfers, applying for a short-term loan with Uncle Buck has never been easier.

Mobile Loans Worried Woman on Device

How Long Does it Take to Receive a Mobile Loan with Uncle Buck?

If approved for a mobile loan with Uncle Buck between the hours of 6am to 11pm, then your money will be transferred to your account within 15 minutes. If approved after 11pm, your money will be transferred the following day.

When Can I Apply for a Mobile Loan?

Our online mobile loan applications allow you to apply for a loan 24 hours a day, seven days a week. So at whatever time that unexpected expense strikes, you could start resolving your issue without having to wait around for days.

Mobile Payday Loans

Searching for a short-term loan for an amount of up to £1000? Then one of our mobile payday loans could be the answer. Available to borrow for either a four or six month period and repayable in instalments, an Uncle Buck loan could help you to manage your current issue without any unnecessary hassle. Before applying, you should carefully consider if you need a loan and whether you will be able to meet the required repayments. We want our customers to be able to repay what they owe without negatively affecting their financial circumstances.

When you apply for one of our mobile loans, you can also take advantage of our added benefits that include:

Mobile Loans Bad Credit

When a loan payment is missed or late, the resulting negative information can remain on your credit file for up to seven years.  This can make it difficult for those who have previously mismanaged a loan but are now comfortably able to afford the costs of borrowing.

However, here at Uncle Buck, we understand that a bad credit score may not always accurately reflect who you are as a borrower. Which is why when it comes to who we lend to, we also take into consideration the affordability of the loan to your current circumstances. So if you are searching for a loan with bad credit today, Uncle Buck could help.


Mobile Money Loans No Guarantor

When you need that unexpected expense resolving urgently, there often isn’t the time to spend asking around family or friends to act as a guarantor. However, when you apply with Uncle Buck, that isn’t a problem, as we don’t require a third party to help secure your money.

Interested in Applying for a Mobile Loan Today?

Looking to resolve an unexpected expense today? Then why not apply for one of our mobile loans. Before applying for one of our mobile loans, please first ensure that you can fulfil the following criteria:

  • Are over the age of 18
  • Are a UK resident
  • Are in employment
  • Have a UK bank account into which your salary is paid
  • Own a working mobile phone
  • Have a valid email address
  • Not currently be in or anticipating entering a debt management plan, Individual Voluntary Arrangement or under any bankruptcy proceedings

If you fulfil our criteria, then we simply ask you to answer a few questions as a part of our online application process. Our questions are straightforward and cover your identity, residency, income, expenditure and banking details so we can run the required affordability and creditworthiness checks.

Once we have completed all the necessary checks, we can give you an instant decision on whether you have been approved for a mobile loan from Uncle Buck.

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. If you are interested in applying for a mobile loan today, simply click the Apply Now button.

Our short-term loans are not intended to manage long-term expenses or to pay off pre-existing debt. If you require assistance with another form of credit, then there may be cheaper, more suitable options available for your needs.

If you have any questions regarding our loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.