Whether it’s an unaccounted-for utility bill or the car breaking down, a sudden expense can cause all manner of problems, especially if you are struggling to afford the costs. In such a situation, an instant decision loan could be the ideal solution for solving the problem that very same day.

Apply Online Now!


My Repayment

Amount borrowed
Total Repayment Amount
Monthly Repayment
No. of Repayments

Representative Example

Loan Amount (for 4 months)
three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1249.0% APR

Instant payday loans

If you need cash in a hurry, we could offer you an instant loan decision with just a few straightforward questions regarding your employment and residence alongside your banking details. If accepted for an instant decision loan, the money could be deposited into your account in as little as 15 minutes.

Simply click the Apply Now button at the top of this page to find out whether you could be accepted for an instant decision loan today.

Instant Loans Right Away

Why Uncle Buck instant loans?

At Uncle Buck, we’ve been offering short-term online loans since 2004 to customers from across the UK. We are fully authorised by the Financial Conduct Authority and we use our extensive experience and knowledge to provide the very best customer service.

We offer loans of up to £500 for first-time customers while returning borrowers could take out up to £1000. There are many benefits for choosing an Uncle Buck loan, including the following:

  • No guarantor: We do not require you to have a guarantor when taking out a loan with us, which allows you to get a hold of your money without having to ask family or friends.
  • Bad credit: We don’t discriminate against those with bad credit. We prefer to lend to those who we believe can afford the repayments rather than by looking at their borrowing history.
  • Online calculator: Our online calculator allows you to see how much you could borrow with a clear breakdown in the instalments cost to you.
  • Apply when you want, where you want: Our online application form can be completed via mobile, tablet or desktop to allow you to apply at home or on the go.
  • A clear and understandable process: Throughout the application process we clearly highlight what you owe and ask that you fully understand the terms and conditions to ensure there’s no confusion with your short-term loan.

Our loans are designed for short-term use only and should never be used as a means of paying off pre-existing debt or as a long-term financial solution. There may be cheaper, more suitable forms of credit available to suit your present needs.

Apply for an instant loan

When applying for an online loan with Uncle Buck, there are a few requirements that must be fulfilled. First, we ask a number of questions regarding your employment, residential status, income and expenditure alongside your banking details to establish whether an instant loan works as an affordable option.

Alongside these questions, we also ask that you fulfil the following criteria:

  • Are over the age of 18
  • A UK resident
  • In employment
  • Own a UK bank account into which a salary is paid
  • Have a valid email and a working mobile phone
  • Not currently in debt management, individual voluntary arrangement or under any bankruptcy proceedings

Once we’ve taken your relevant details, we give you an instant loan decision regarding your application, and if successful, the money could be transferred into your account within 15 minutes.

At Uncle Buck, we’ve been offering fair and transparent online loans since 2004 to borrowers from across the UK. To see whether an online loan could be the right option for you, click the Apply Now button at the top of this page.

If you have any questions regarding an Uncle Buck loan, please feel free to email us at info@unclebuck.co.uk.

Or, if you would prefer to speak with one of our friendly customer service team, then please call us today on 01959 543 400. We are open 7 days a week Monday to Friday, 08:00 to 21:30 and on Saturdays & Sundays from 09:00 – 18:00