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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

An unexpected emergency such as a leak in the ceiling or a broken-down boiler can quickly become expensive if not fixed immediately. However, when you don’t have the money available, what can you do? The answer could be with an instant cash loans decision from Uncle Buck to help on your way to resolving the issue the very same day.

What is a Cash Loan?

If you are considering an emergency cash loan, then you should ensure that you know exactly what an emergency cash advance loan is before you apply.

Exactly the same as a short-term loan, an emergency cash loan is essentially an unsecured loan that’s designed to be repaid over a period of months rather than years. It is still an expensive form of borrowing that isn’t intended to be a solution for long-term substantial financial difficulties.

Instant Cash

Getting a Cash Loan with Uncle Buck

At Uncle Buck, we offer cash loans online with payback periods of four or six months for amounts of up to £1,000 (borrowing limits for new customers may be lower). If accepted, the money could be transferred into your account within 15 minutes, allowing you to get the problem resolved the very same day.

Fast money loans can be a suitable option for managing a short-term expense, but they should never be used as a long-term financial solution. Misuse of short-term loans can lead to serious financial problems. If you require help with another form of credit, then there may be cheaper, more suitable options available for your needs. If you indicate to us that you are in financial difficulty, or our credit assessment highlights that a loan may not be paid in a sustainable manner, then we will not be able to lend to you.

Active Cash Loans

We know that when faced with an emergency expense, you often don’t have the time to waste trying to get hold of the funds you need. However, here at Uncle Buck, we offer a straightforward online application process which allows for our customers to apply for a loan 24 hours a day.

With Uncle Buck, you can get an instant loan decision to your application, so you won’t be left waiting around for an answer. Though we may still need to call some customers to verify some of the information provided. Successful applicants who are given a decision between the hours of 6am and 11pm can expect to have their money transferred to their account within 15 minutes.  If approved after 11pm, then the funds will be sent the following day.

As a direct lender, when we approve a loan, we will always provide the money directly. This ensures that there is no waiting around, or questions over exactly where the funds are coming from. You also have the added benefit of knowing that should something go wrong; you always know who to turn to.

If you are interested in applying for an active cash loan from a direct lender today, then why not consider Uncle Buck. Click the Apply Now button to begin your application.

Cash for You

Here at Uncle Buck, we offer unsecured loans designed to help by providing you with the cash for your short-term borrowing needs. Our easy to understand and straightforward applications ensure a hassle-free process to allow you to resolve your issue without any unnecessary delay. We only offer unsecured loans, so you don’t have to worry about offering up collateral, such as your car or home, when you apply.

Cash for You Now

Looking to get hold of cash now to help manage your current circumstances? Then we can help. Here at Uncle Buck, we provide you with an answer to your application almost instantly, so there’s no unnecessary waiting around for an answer.

Instant Payday Cash Loans

Being able to offer our customers an instant cash loan online decision comes with a number of benefits, including:

  • No guarantor required: Our short-term loans do not require a guarantor, so when you receive your instant cash loans decision, there’s no time lost having to speak with family or friends to help secure your money.
  • Help for bad credit: We don’t believe bad credit should be the deciding factor when taking out a loan, which is why we prefer to look at the affordability of the loan to your circumstances. This allows us to give you a much faster decision and could help you resolve your issue sooner.
  • Easy to understand applications: In need of one of our emergency cash loans today? With our straightforward process, there’s no confusion over how to apply.
  • Apply when you want, where you want: Our short-term loan application forms can be completed online via mobile, tablet or desktop, so you can apply at home or on the go.
  • Friendly customer support: Our UK based customer service team are on hand to help with any inquiries you may have.

How to Get Cash Loans Online

At Uncle Buck, our loan application process is designed to be as straightforward as possible to make sure we can give you the correct decision without delay. We ask a number of questions regarding your employment, residential status, income, expenditure and banking details to ensure that an Uncle Buck loan is the right decision for you.

We ask that all those who are considering applying for a loan with Uncle Buck fit the following criteria:

  • Are over 18 years of age
  • Are a UK resident
  • Are in employment
  • Have a UK bank account into which their salary is paid
  • Have a valid email address and a working mobile phone
  • Not currently be in debt management, individual voluntary arrangement or under any bankruptcy proceedings

Apply for an Instant Cash Loan Now

At Uncle Buck, we’ve been offering fair and transparent short-term online loans since 2004 to borrowers from across the UK. To receive an instant cash loan online decision today, click the Apply Now button at the top of this page.

If you have any questions regarding our loans, you can contact us at

To speak with a member of our UK-based customer service team, give us a call on 01959 543400 from Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.