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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Searching for a payday loan but worried you might struggle to pay it all back the following month? Then an installment loan from Uncle Buck could work for you.

Intended to help cover the costs of an unexpected emergency, an installment loan from Uncle Buck could help you to resolve your current cash crisis the very same day.

Installment Loans for Bad Credit

Unlike traditional payday loans that require the total amount being repaid on your next pay date, an installment loan allows you to repay in portions over a longer period. This allows for a greater degree of flexibility when it comes to repaying and is less likely to see you financially struggle over the following months.

At Uncle Buck, our installment loans can be paid back over a four or six month period. So if you’re looking to apply for an installment loan of up to £1000 today, we can help. Our straightforward applications ensure a hassle-free process, and if approved, money could be transferred to your account in as little as 15 minutes.

Interested in applying for one of our installment loans but worried your poor credit rating could prevent you from being approved? It’s not an issue with our small installment loans for bad credit, created to help those with a less than perfect credit score.

Interested to find out what an Uncle Buck loan could cost you? Our online calculator clearly lays out all the costs involved, so you know exactly what you have to pay back and when.

At Uncle Buck, we offer loans intended to help cover short-term cash flows. Our loans should never be used for managing long-term expenses or pre-existing debt. If you require help with another form of finance, then there may be more suitable options available to you.

Installment Loans for Bad Credit Direct Lenders Only Mobile Tablet Pen and Paper

Small Installment Loans for Bad Credit

At Uncle Buck, our hassle-free bad credit loans aren’t the only benefit to applying with us. We also offer:

No guarantor installment loans for bad credit

Struggling to find someone to secure your loan? That’s not a problem with our no guarantor loans that allow you to apply without having to ask a family member or friend to act as a guarantor.

A single point of contact

As a direct lender, a loan from Uncle Buck will always come straight from us, as with direct lender loans you always know exactly who you are borrowing from. This ensures you always know exactly who to turn to should you have any issues.

A straightforward online application process

Designed to work on mobile, tablet and desktop, our online application process allows you to apply whether at home or on the go.

UK-based customer support

Questions about our installment loans for bad credit? Then our friendly, UK-based customer service team can help. Simply call us today on 01959 543 400.

Looking to apply for an installment loan for bad credit with Uncle Buck today? It’s simple with our online application process.

To start, we ask that all applicants ensure they fulfil the following criteria:

  • Over the age of 18
  • A UK resident
  • Currently in employment
  • Have a UK bank account into which their salary is paid
  • Own a working mobile phone and valid email address
  • Not currently in or anticipating entering debt management, an individual voluntary arrangement or any bankruptcy proceedings

Fulfil the above criteria? Then all you need to do to apply is answer a few questions regarding your:

  • Identity
  • Current employment
  • Residential status
  • Income
  • Expenditure
  • Banking details

Once you have answered our required questions, we can run the necessary affordability and credit checks to ensure that an Uncle Buck loan works for you.

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for a loan today, click the Apply Now button.

If you have any questions regarding our installment loans for bad credit, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.