Apply Online Now!


Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Whether it’s the car breaking down, a leaking roof, or a dentist’s bill that you hadn’t budgeted for, an unexpected expense can quickly lead to further problems. You would ideally want to fix the issue as soon as possible, but when you can’t afford to do this, what can you do?

The answer could be an emergency loan from Uncle Buck, which could help you to fix your problem without any unnecessary delay.

Need Emergency Money Now?

Keeping emergency money aside, should the worst happen, is often recommended. If for whatever reason that money isn’t available, how do you afford the expense?

You could try asking family or friends to help out, though this can often be awkward. There is the possibility of hanging on until your next payday, but sometimes the problem just can’t wait that long.

With a short-term unsecured loan from Uncle Buck, you could get the emergency money you need without waiting around while the problem gets worse. Available for amounts of up to £1000, an Uncle Buck loan could provide you with a straightforward solution to resolving your current cash crisis.

Under What Circumstances Does Uncle Buck Offer Emergency Money?

Here at Uncle Buck, we offer loans intended to help with managing short-term cash flow issues. These can be anything from the boiler breaking down to a dentist bill that was not foreseen.

It’s worth noting, though, that while our loans are designed to help with managing short-term cash flows, they should never be used for long-term expenses or for managing pre-existing debt. The same goes for non-essential expenses, such as a holiday abroad or a new outfit for a night out. This form of borrowing is expensive and also is unsuitable for supporting sustained borrowing for long periods or if you’re in financial difficulty.

If you require help with another form of expense, then there may be cheaper, more suitable options available for your needs. We report payment information including missed payments to credit reference agencies which may make getting credit more difficult in the future. If you tell us that you are in financial difficulty, or our credit assessment indicates that a loan may not be repaid in a sustainable manner, then we will be unable to lend to you.

Emergency Money Coins Jar

Why Apply for Emergency Money with Uncle Buck?

Looking to apply for an emergency money loan today but unsure of whether to choose Uncle Buck? By applying with us, you can take advantage of benefits such as:

Emergency Loans for Bad Credit: Searching for a short-term loan with bad credit can be difficult with many lenders imposing strict restrictions on those with a poor credit rating or refusing them outright. However, at Uncle Buck, we prefer to look at the loan’s affordability to your current circumstances rather than just your credit score before making a decision.

No Guarantor Emergency Loans: Asking family or friends to help secure your loan can be tricky and often takes up time, which isn’t ideal when you need the cash urgently. Though when you apply with Uncle Buck, it isn’t a problem, as with our loans there’s never any need for a guarantor.

Easy to Understand Online Applications: Don’t let a complicated application process stop you from getting the money you need. With Uncle Buck, our straightforward online application process ensures there’s no hassle or unnecessary delay when you apply for one of our short-term loans.

How to Get Emergency Money?

Wondering how to get emergency money today? Then Uncle Buck could help with a short-term loan. To apply, simply complete our online application and make sure that you fulfil our required criteria of being:

  • Over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which your salary is paid
  • Have a working mobile phone and a valid email address
  • Not currently be in or anticipating entering debt management, an individual voluntary arrangement plan, or any bankruptcy proceedings

Once you have confirmed you fulfil our necessary criteria and answered our application questions, we can then run the required affordability and creditworthiness checks. These checks help us to try and establish whether an Uncle Buck loan could work as a suitable option for your circumstances.

If you are struggling to cover the costs of an unexpected expense and believe that a short-term loan is the right solution for your circumstances, then we can help. Simply click the Apply Now button to begin your application.

If you have any questions regarding our loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.