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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

When faced with an emergency expense, quickly resolving the issue can be of vital importance, but what happens if you can’t afford to cover the costs?

If you’re facing a sudden cash crisis and need help, then an easy short-term loan application from Uncle Buck could be the answer.

Short-term Loans Easy Repayment

Woman Checks her bills and expenses

Bad credit can often put a stop to a loan application, but with one of our easy repayment short-term loans for bad credit, you could apply regardless of your borrowing history.

Our short-term loans for bad credit are designed to help cover emergency expenses with either a 4-month or 6-month payback period. We offer short-term loans of up to £1,000 for successful applicants although first-time borrowing limits of less than this may initially be applied.

At Uncle Buck, we are committed to ensuring that when it comes time to repay your loan, it’s as smooth a process as possible with our short-term loans easy repayment process. Offering you a clear and transparent way to pay back your loan in straightforward monthly instalments, our short-term loans easy repayment process can provide a convenient solution to your current situation.

Our short-term cash loans are intended to help cover short-term emergency expenses. If you require a loan for other reasons, then there may be more suitable, cheaper options out there for you.  All our loan offers are subject to creditworthiness and an assessment of affordability to ensure the loan repayments are manageable.

Easy Short-term Loans for Bad Credit

The application process for our easy repayment short-term loans for bad credit is designed to be as straightforward as possible to ensure that there’s no unnecessary delay to you in receiving your money. We simply ask some quick questions regarding your employment, residence, income and expenditure, alongside your banking details. These questions allow us to conduct the relevant affordability and credit checks to ensure that we only lend to those who can afford our short-term cash loans.

To be considered eligible for an Uncle Buck loan, we ask that you fulfil the following criteria before applying:

  • Are over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which a salary is paid
  • Have a valid email address and a working mobile phone
  • Are not currently in or anticipating entering a debt management plan, individual voluntary arrangement or under any bankruptcy proceedings.

Quick Easy Short-term Loans

When you apply for one of our quick easy short-term loans, you can also enjoy the following benefits:

  • No guarantor required: We only offer no guarantor loans, so you don’t have to worry about asking a family member or friend to help secure your money.
  • Help for bad credit: We don’t believe your past borrowing should affect your chances of a loan if you can now afford it, which is why we offer short-term loans for bad credit.
  • Straightforward application process: Our quick easy short-term loans application process is designed to be as simple as possible so that you can get your money without unnecessary delay.
  • Available online: Whether at home or on the go, with our online application process you can apply for a loan wherever you are.
  • No nasty surprises: Our short-term loans easy repayment process ensures you know exactly how much you owe and when it’s paid back.
  • UK-based support staff: Our friendly UK-based customer support team are on hand to answer any questions you may have.

At Uncle Buck, our quick, easy to understand short-term loans are designed to help with managing unexpected expenses. Our short-term loans should never be used as a means of paying off pre-existing debt or as a long-term financial solution. We will not provide you with a loan if you have told us you are in financial difficulty or our credit assessment indicates that the loan may not be able to be repaid in a sustainable manner.

At Uncle Buck, we’ve been offering short-term cash loans since 2004 to borrowers from across the UK. To apply for one of our easy short-term loans today, click the Apply Now button.

If you have any questions regarding our short-term cash loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.