Uncle Buck is a direct lender of short term loans. We deal directly with you at all stages of your loan process, from your initial application right through to the quick transfer of funds if you are approved.

By dealing directly with the loan provider, in this case, Uncle Buck, your entire loan application can take place on one website. This streamlining of the process can reduce form duplication and lead to a faster decision which could, following a successful result of our affordability and credit checks, see the funds transferred into your account in just 15 minutes.

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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Our secure online application form allows you to apply for a quick payday loan directly to us as the lender. You can apply via any device that has a stable internet connection, including mobile phones, tablets and desktop computers. You can apply for up to £1000, first time borrowing is limited to £500.

Boasting more than 14 years of experience as a dedicated direct lender, we are committed to supporting you with exceptional customer service and stress-free lending that we believe challenges the very best on offer from brokers. From when you submit your application to when you make your final loan payment, every customer-service touch-point will be direct with our UK-based customer account managers, who are specially trained to support you directly.

In short, a direct lender payday loan from Uncle Buck can be a suitable option for emergencies that require a short term loan quickly, without stress and a reliable customer-service team if you have any queries or concerns. Indeed, we at Uncle Buck pride ourselves on providing exceptional customer service from your first application to your final repayment, without the fuss of going through a third-party.

Benefits of a direct lender for short term loans

Uncle Buck Hits the Target for Direct Lender Loans

A direct lender can offer the following benefits when applying for a short term loan:

  1. Speed of Approval
    We use industry-leading automated decision-making technology that can conduct affordability and credit checks in just a few moments, meaning you can have a decision on your loan application in less time than it took to complete your application. However, in some cases, a customer representative may need to contact you if we require any more information to grant you a lending decision. How fast are out pay-outs in practice? We transfer payday loan funds every 15 minutes, between 6am and 11pm on. If you have been approved outside of these hours, your cash will be processed from 6am onwards the next day.
  2. Customer service
    Not only is it simpler to go through our website application process directly but our customer service team know the website inside and out and we can track your journey, allowing us to quickly and proactively respond to queries with your details already to hand, without the need to keep cross-checking information with a third-party.
  3. Simplicity
    Applying with a direct lender means that you don’t need to go through a third-party, there are no missed communications between the broker and lender and there’s a simple and easy line of communication for support with any questions you may have.

Alternatives to a direct lender for short-term loans

While applying for a short term loan with a direct lender is inherently faster if you know which lender to use and you are approved, issues arise when you need to decide which lender to pick or if you have not been approved for your first application.

Indeed, a direct lender does offer quick payday loan pay-outs and approvals, but a broker will allow you to very quickly apply to multiple lenders without needing to resubmit an application each time. The broker will, in many cases, pre-populate the lender’s application form with your details – some even allow you to bypass these steps altogether – thereby saving you precious time in your financial emergencies.

We would also recommend utilising price comparison websites to help select an affordable lender; many customers can sink a lot of time into researching individual providers but a website like All The Lenders will provide a clear breakdown of affordable choices in minutes.

Direct Lender Loans, no broker

As a direct lender, we at Uncle Buck pride ourselves on consistently delivering an outstanding level of customer service, from start to finish. By applying directly through our website, without the use of a broker, we can provide you with accurate and speedy support and guidance at all stages of your short term payday loan with us.

If you have any questions about taking out a loan with a direct lender like Uncle Buck, then you can contact us during our opening hours of Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00. Simply call us on 01959 543400 or email at info@unclebuck.tv today to speak with a member of our team.