Looking for fun things to do this summer that won’t leave you having to take out a short-term loan to afford? Whether it’s keeping the kids entertained for the day or something just to while away a lazy afternoon, there’s plenty to keep you and your family busy.
When it comes to taking out a loan with a lender, your credit rating becomes increasingly important, and the better the rating the better chances you have of being successful. But what is a good credit score? And how can you improve upon a poor rating?
Intended to give a clearer picture of borrowing, the Annual Percentage Rate (APR) of payday loans can be rather off-putting when measured against those of long-term loans. However, when it comes to comparing loans based solely on their APR, the results don’t often portray the true costs involved. What is APR? Calculated over a year, APR is the combined cost of all interest charges and relevant fees during this period.
Now and again, emergency expenses or bills pop up that leave our finances stretched for the month: the car breaks down, the roof needs fixing, the house is flooded. In many instances, problems like these need to be solved right away before further damage can occur but if you do not have the money, resolving them can be difficult.
The question of whether to give your child pocket money is a subject that inevitably comes up as an issue for parents, especially as a child gets older and becomes increasingly aware about money. Many questions come up such as is it the right thing to do for your family, will it help them to learn about budgeting properly?