We all love our pets, but there is no denying that having one or more pets can definitely make your wallet lighter. Whether it be daily necessities such as food or unexpected circumstances such as large vet bills, our pets are undoubtedly very expensive to have, but obviously worth it at the end of the day.

Save money on food

As you are probably aware, feeding your pet can be very expensive. Keep an eye out for deals on pet food at your supermarket or during your online shop. There may be vouchers or offers on the website of the brand you usually choose for your pet, so it may be wise to buy directly through them. In fact, buying online may give you an opportunity claim cashback where you can save up to 20% on the transaction if you purchase through Quidco or Topcashback.


For a dog, for example, buy the base food (kibble) in bulk and compare supermarket versions of dog food to premium brands.  Often the ingredients are similar so your pet still gets what it needs and you benefit from extra savings.

Consider having your pets spayed or neutered

If you do not want more pets, it is a good idea to get your animal spayed or neutered. Of course, it is true that puppies, kittens and baby rabbits are extremely cute but the costs add up with extra mouths to feed, insurance and work to look after them – all of which costs money.

Paying and caring for a pregnant animal is also a drain on your finance, and if you are trying to cut down on your monthly expenses, you should consider having your pet spayed or neutered as a reality.

Fight the fashion trends

For those who live in colder areas, there are ‘coats’ available for pets to protect them from strong winds and snow. However, if this does not apply to you, save money by not buying unnecessary clothing items for your pets – your cat does not need three types of jumpers! Money spent on a clothing item for your pet, could be going to much better use.

During the winter months, you could save money on grooming costs by letting their fur coat grow a bit for added warmth instead.

Keep your pet in good shape

This is a very simple tip, but regular exercise for your pet can save you money in the long run. Not only will exercising keep your pet happy, it will keep them healthy too which equals less money on vet’s bills.


Tiring out a pet is beneficial as well. It means that you won’t have to buy as many toys for them as they will need more sleep and time to recover.

Compare vet surgeries

Before you sign up to the vet surgery that is closest to your home, call up a few different ones in your local area to compare prices. This way you may get the best deal, just for a little more effort.

Save money on pet insurance

With the average cost of insuring a dog around £30 a month or £360 per year, there are several ways to save money on insurance cover. Firstly, several savings can be made by comparing insurance year-upon-year rather than automatically renewing. A dog or cat’s health can change every year and if they continue to be healthy, you could pay a lower premium as a result.

There are always benefits in comparing insurance through different websites and some include special offers and cashback. There are typically savings of around 20% if you pay for the entire year in full, rather than monthly instalments. You can also consider upping your voluntary excess where the more excess you pay, the lower your premium will be because you are agreeing to pay more of the bill in case of making a claim.