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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Whether it’s the car breaking down or the boiler needs to be replaced, unexpected expenses always seem to come around at the worst possible time. Having to cover these costs can make the remainder of the month tougher, but when you can’t quite afford it, what can you do?

You could try struggling on until payday, or you could apply for a short-term loan of £600 from Uncle Buck.

£600 Loan Bad Credit

Searching for a short-term loan but worried that your poor credit rating could be getting in the way? That’s not an issue here at Uncle Buck, as we believe that a poor credit rating isn’t always an accurate representation of who you are as a borrower. So even with bad credit, you could still be approved a £600 loan with Uncle Buck subject to our creditworthiness and affordability checks.

Alongside our short-term loans for bad credit, we also offer:

No guarantor loans:

We know it can be hard finding a family member or friend to help secure your money, which is why we offer loans without a guarantor.

Apply at your convenience:

Designed to work on mobile, tablet and desktop, our online applications allow you to apply at a time that suits you.

UK-based support team:

Questions about our loans? Then our friendly customer service team can help.

£600 Loan Applying Mobile Laptop

£600 Payday Loan

Interested in finding out what a £600 loan could cost you? Our easy-to-understand online calculator can help.

For example, the costs of a £600 loan repayable over four-months would breakdown as:

  • Three monthly instalments of £227.30*
  • One final instalment of £218.86*
  • Interest charged: £300.76*
  • For a combined repayment total of £900.76*

*This amount is calculated based on a fixed interest rate of 292% per annum with an application 15 days before your next pay date. Representative 1249.0% APR. The actual APR, repayment amounts and interest charged will vary in accordance with the term of the loan and your actual pay dates.

£600 Loan Direct Lender

Looking to apply with a direct lender rather than a broker? Then we can help. As direct lenders, our loans come directly from us, so should you have any issues, you always know exactly who to turn to.

Our loans are designed to help manage short-term cash flows and are not intended to be used as a long-term loan solution or for paying off pre-existing debt. If you require help with another form of credit, then there may be better, more suitable options available to you.

Apply for a £600 Loan Today!

Applying for a £600 loan with Uncle Buck today? It’s simple with our online application process. To start your application, first ensure you fulfil the following criteria:

  • Are over the age of 18
  • A UK resident
  • In employment
  • Own a UK bank account into which your salary is paid
  • Have a valid email address and a working mobile phone
  • Not currently be in or anticipating entering debt management, an individual voluntary arrangement plan or under any bankruptcy proceedings.

Fulfil the above criteria? Then you could be approved for a £600 loan by answering our required questions that cover your:

  • Identity
  • Residency
  • Current Employment
  • Income
  • Expenditure
  • Banking details

These details allow us to run the necessary affordability and creditworthiness checks to try to establish whether an Uncle Buck loan could work for your current circumstances.

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. If you are interested in applying for a £600 loan, click the Apply Now button.

If you have any questions regarding our loans, you can email us today at or by calling during our opening hours of Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.