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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Conquer your cash-flow crisis with our four-month loans, tailor made for supporting you during periods of temporary financial difficulty. Whether your tumble dryer has taken a tumble, or the car failure is proving more costly to repair than you expected, we are committed to delivering quick, painless and reliable solutions for when you need them most.

What Will I Pay?

When applying for a four-month loan, we’ll provide you with a breakdown of all your regular payments, so you know exactly what you’ll be paying. If you’re ever unsure of how your repayments are calculated or the costs associated with your loan, our UK-based customer service team can help. Simply email us at or call us on 01959 543400 during our opening hours of Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.

Quick Short-Term Loans

Add to that, we process payments every 15 minutes from 6am to 11pm, which means that your funds could be with you in less than an hour, if you’ve been approved for your loan. We aim to support your financial emergencies today, now, not next week or next month.

Apply Online

That’s also why you can apply for your four month loan directly from your mobile phone or any device with access to the internet – there is no need to visit a branch or speak to a customer account manager to make the application, just click here to apply today.

*Warning: Late repayment can cause you serious money problems. For help, go to Money Advice Service*

Can I Repay My Loan Early?

Circumstances change, which is why we at Uncle Buck allow you to repay your loan in full at any time with no additional charges. Simply give our team a call on 01959 543400 during our opening hours of Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00, and we’ll help to guide you through the process.

Our Commitment to Responsible Lending

Uncle Buck is authorized and regulated by the Financial Conduct Authority (FCA) and we are fully committed to responsible lending and treating customers fairly. Your personal information is held securely and confidentially on secure servers. We do not charge any fees for applying and will not pass on your details to any other companies without your permission.

We aim to provide lending solutions that are transparent and clear in relation to costs and consequences, take steps to ensure we lend responsibly and customers borrow responsibly, ensure customers are aware of the costs and consequences of non-payment and conduct regular reviews on customers account to ensure they are not becoming dependent on short term credit needs to meet their day to day expenditure. We deal with genuine cases of arrears with understanding and forbearance, taking a positive approach to assisting debtors to find solutions.

All our loan offers are subject to creditworthiness and affordability checks.  They are for short term use and not a solution for people in financial difficulty and for longer term borrowing.  If you do not make repayments on time and when due, you may incur additional fees.