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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

We know emergency expenses can happen anywhere and at any time; whether that’s the car breaking down on the way to work or a pipe bursting in the middle of the night.

These unexpected costs can often be expensive, so if you’re looking to borrow money, applying for a loan could help. However, the process can often be time-consuming, and even if approved, there could still be a long wait to receive your money.

So the next time you’ve got an expense you need urgent help with, you could consider other options such as applying for an Uncle Buck same day loan.

24/7 Loans Applications

Allowing you to apply at a time that suits you best, a 24/7 payday loans application offers a convenient option for allowing you to borrow money when you need it most. These are typically advertised as loans for emergencies,  designed to help you resolve the problem the very same day. Such loans are offered reasonably quick due to their easy-to-understand application process and their clear requirements.

 247 Loans Clock

Can I Get a 24/7 Loan with Uncle Buck?

Here at Uncle Buck, our loan application process is based entirely online, which allows us to offer a 24-hour loans application service. So whatever time you need to apply, with our 24-hour payday loans applications you always have an option.

So if you’re looking to apply for a short-term loan:

  • For an amount of up to £1000
  • To borrow for either a four or six month period
  • Repayable in accordance with your pay dates

Then why not apply with Uncle Buck today. If your application is approved during the hours of 6am to 11pm, your money will be transferred to your account within 15 minutes. If you are approved after 11pm, then the money will be transferred the following day.

At Uncle Buck, our loans are intended to be used to help manage short-term cash flows. They are not for long-term expenses or for paying off pre-existing debt. If you are searching for another form of credit, then there may be cheaper, more suitable options available for your needs. Before applying, you should carefully consider whether you need a loan and whether you will be able to meet the required repayments before applying. If you indicate to us that you are in financial difficulty, or our credit assessment highlights that you may be unable to repay, we will not lend to you.


Benefits of a 24/7 Loan

When it comes to tackling an emergency expense, the longer the problem gets left, the worse it will often become.

However, with a loan from Uncle Buck, you could resolve the problem without unnecessary delay, as well as taking advantage of a number of benefits, including:

Approval Without a Guarantor: Convincing a family member or friend to help secure your loan can take up quite a bit of your time. So to help you avoid any lost time, we offer loans without the need for a guarantor.

Bad Credit Considered: When it comes to credit scores, we don’t believe that they always present a true picture of who you are as a borrower. So if you’ve got a less than perfect credit, you could still be approved for a loan with Uncle Buck.

This form of borrowing is expensive and is unsuitable for supporting sustained borrowing for long periods or if you’re in financial difficulty. We report payment information including missed payments to credit reference agencies which may make getting credit more difficult in the future.

Apply for a 24/7 Loan Today!

If you’re interested in applying for one of our 24/7 payday loans today, we can help. Our easy to understand online application process involves a number of straightforward questions designed to ensure that a short-term loan is right for you.

As a part of our application process, we must first ensure that all applicants fulfil our required criteria of being:

  • Over the age of 18
  • A UK resident
  • In employment
  • Have your salary paid into a UK bank account
  • Own a working mobile phone
  • Have a valid email address
  • Not presently be in or anticipating entering debt management, an individual voluntary arrangement or bankruptcy proceedings

Fulfilling the criteria highlighted above and answering our application questions allows us to carry out the necessary affordability and creditworthiness checks. These required checks help us to establish whether we believe that an Uncle Buck loan might work for you.

To start your Uncle Buck loan application today, simply click the Apply Now button.

If you have any questions regarding our loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.