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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

We know the importance of paying off unexpected expenses, such as a broken-down boiler, as soon as possible, but when you can’t afford the costs, what can you do?

You could wait around until payday to fix the issue, or you could try and resolve your problem today with a loan from Uncle Buck.

£1000 Loan Gold Piggybank

Borrow £1000

With Uncle Buck, you could take out a loan of up to £1000 if approved for either a four or six month borrowing period. When you apply with us, our straightforward application process ensures that there’s no unnecessary wait for approval so that you could resolve your problem the very same day.

Our payday loans are designed to help manage unexpected emergencies. If you’re looking to apply for a loan to help handle other forms of expense, then there may be more suitable options available to you. Our loans are not suitable for long term borrowing or if you are in financial difficulty.

£1000 Loan Direct Lender

Searching for up to £1000 loan direct lender options? Then Uncle Buck can help.

As a direct lender, you can rest assured that Uncle Buck won’t pass your details on to other lenders as a broker would (unless you give us your express permission to do so when applying).  We also act as your single point of contact, so if you do have any questions, you always know exactly who to turn to.

Our repayment schedule is straightforward with no hidden fees. So, for example, if you were to borrow £1000 for a four-month period, you would pay:

  • Three monthly instalments of £361.92*
  • One final instalment of £345.81*
  • Interest charged: £431.57*
  • For a combined total of £1431.57*

*This amount is calculated based on a fixed interest rate of 292% per annum with an application ten days before your specific pay date. Representative 1244.0% APR. The actual APR, repayment amounts and interest charged will vary in accordance with the term of the loan and your actual pay dates.

£1000 Loan Bad Credit

When you apply for a loan of up to £1000 with Uncle Buck, you can take advantage of a number of benefits including:

£1000 Loan No Guarantor

Difficulty finding someone to act as a guarantor to secure your money? That’s not an issue with our maximum £1000 loan no guarantor offering.

£1000 Loan Bad Credit

Don’t let bad credit stand in your way when you need help with an unexpected expense. With our up to £1000 loan bad credit offering, you could be approved despite a bad credit rating. When it comes to deciding who we lend to, we prefer to base our decision on the affordability of the loan rather than on previous borrowing history.

£1000 Loans Online

Apply for our loans of up to £1000 entirely online with either your mobile, tablet or desktop. So whether you’re at home or on the go, you can always apply for a loan with Uncle Buck.

UK-based Customer Support

Questions about our loans? Then give us a call. Our friendly customer support team are on hand to answer any queries you may have.

Apply for a Quick £1000 Loan Today

Looking to apply for up to £1000 loan today? Then we can help. When you apply for a loan with us, we ask a number of questions regarding your identity, employment, residency, income and expenditure. These questions allow us to run the relevant affordability and credit checks to ensure an Uncle Buck loan works for you.

To be approved, applicants must also fulfil the following required criteria:

  • Be over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which a salary is paid
  • Have a valid email address and a working mobile phone
  • Not currently be in or anticipating entering a debt management plan, Individual Voluntary Arrangement or under any bankruptcy proceedings

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for one of our up to £1000 loans today, click the Apply Now button.  If we cannot approve an up to £1000 loan, we may make a lower offer which we feel is more affordable.

If you have any questions regarding our loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.