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Representative Example

Loan Amount (for 4 months)
Three Repayments of
One Final Repayment of
Total Repayment
Interest Rate
292% pa (fixed)
1244.0% APR

Unplanned for emergency expenses are unfortunately just a part of life, but when you can’t afford the costs, what can you do?

You could wait around until your next payday to fix the issue, or you could consider a short-term loan to help manage the problem.

Designed to help cover those small unexpected expenses until payday arrives, a quick £100 loan could be the ideal solution to resolving your current cash crisis.

£100 Payday Loan

Repayable over a period of four months, a £100 payday loan from Uncle Buck could help you to resolve your unexpected expense without having to wait around for payday.

For example, if you were to borrow £100 for four months, you would pay

  • Three monthly instalments of £37.88*
  • One final instalment of £36.48*
  • Interest charged: £50.12*
  • For a combined total of £150.12*

*This amount is calculated based on a fixed interest rate of 292% per annum with an application ten days before your specific pay date. Representative 1249.0% APR. The actual APR, repayment amounts and interest charged will vary in accordance with the term of the loan and your actual pay dates.

At Uncle Buck, we offer payday loans to help cover unexpected expenses. Our loans are not intended for long-term financial use or to pay off pre-existing debt. If you need help for another form of expense, then there may be cheaper, more suitable options available to you.

£100 Guaranteed Loans

£100 Loan Direct Lender Bad Credit

When you apply for a £100 loan from Uncle Buck, you can take advantage of benefits including:

No Guarantor Loans

Unlike many other direct lenders, we offer short-term loans without the need for a guarantor.

Many other lenders require a guarantor for their loans to have a second source of security should you be unable to pay. Requiring a guarantor can make applying for a loan tricky, as family and friends may be reluctant to be held reliable for the costs should you be unable to pay yourself.

Quick £100 Loans for Bad Credit

Being approved for a loan with a bad credit rating can be tricky. It may be easy to consider missing a payment, but the consequences of such can remain on your credit score for up to six years as most lenders report payment information to credit reference agencies.

Here at Uncle Buck, we prefer to lend to those who can afford our loans rather than making a decision based on your borrowing history. So regardless of your credit rating, you could still be approved for a quick £100 loan from Uncle Buck as we take a wider view of your financial situation.

Straightforward Online Loans

Available on mobile, tablet or desktop, our simple online application makes applying for a short-term loan hassle-free. So whether you need to apply for a quick £100 loan at home or on the go, Uncle Buck can try to help.

Friendly Customer Support

At Uncle Buck, we know the importance of having a straightforward point of contact to answer any questions you may have. That’s why we have a UK-based customer support team on hand to help when you have an issue.

£100 Guaranteed Loans

Looking to apply for a £100 guaranteed loan to help manage an emergency cash crisis?

Unfortunately, we do not offer guaranteed loans, as we understand that doing so would be highly irresponsible. We believe that a short-term loan should only ever be used in the case of a financial emergency and only after being considered carefully.

So if you are looking to apply for a loan, it’s important to choose a responsible lender that will try and ensure the loan is affordable for your needs. If you are unsure of whether a lender is trustworthy, the Financial Services Register (FSR) lists every organisation recognised by the Financial Conduct Authority (FCA). This register allows the public to see whether a business you are using or plan to do business with, is authorised by the FCA.

Here at Uncle Buck, we are committed to responsible lending, and as such, will always run the necessary affordability and creditworthiness checks. To carry out these checks, we simply ask you to answer a number of straightforward questions.

So if you are planning on applying for a £100 loan today, why not consider Uncle Buck? Our easy-to-understand applications and quick loan decision response ensure for a hassle-free process – invaluable when dealing with an emergency expense.

£100 Guaranteed Loans for Bad Credit

We know the appeal of a guaranteed loan when you’re struggling with bad credit, but there are other options available, such as an Uncle Buck loan for bad credit. Designed to take into account the affordability to your current circumstances, a loan for bad credit could see you approved despite your credit score.

Click the Apply Now button at the top of this page to start your £100 loan application today.

Apply for a £100 Loan

Looking to apply for a £100 payday loan today? Then try Uncle Buck. When you apply for a loan with us, we ask just a few questions regarding your:

  • Identity
  • Current Employment
  • Residential Status
  • Income
  • Expenditure
  • Banking Details

Our questions allow us to gather the necessary information to run the appropriate affordability and creditworthiness checks to try and ensure that an Uncle Buck loan works for you.

Alongside our questions, all applicants must also fulfil the following criteria to be approved a loan.

  • Be over the age of 18
  • A UK resident
  • In employment
  • Have a UK bank account into which a salary is paid
  • Own a working mobile phone and have a valid email address
  • Not currently be in or anticipating entering debt management, Individual Voluntary Arrangement or under any bankruptcy proceedings

At Uncle Buck, we’ve been offering short-term loans since 2004 to borrowers from across the UK. To apply for a £100 loan today, click the Apply Now button.

If you have any questions regarding our loans, you can contact us at

Prefer to speak with a member of our friendly UK-based customer service team? Then call us today on 01959 543 400. We are open Monday to Friday, 08:00 to 20:00 and on Saturdays from 09:00 – 17:00.